Banking in London opening a bank account barclays natwest hsbc


BANK ACCOUNTS
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Opening a bank account in England is not easy but it can be done! Due to the high occurrence of fraud, banks are tightening applications for new accounts. You will usually need to present proof of identity (usually a passport), a letter of reference from your bank at home, proof of current address (such as a gas bill, phone bill or letter from your landlord or hostel/hotel that you are staying at), and proof of employment. Most employment agencies will give you a letter to state that you are working for them and you can present this letter at the bank.

Some banks are more lenient than other banks, so it is best to go to several different banks, or bank branches. Usually the smaller banks and building societies are more welcoming to new accounts, but the larger ones can sometimes offer more services. The major banks include Lloyds, Midland, Nat West, Barclays and the Bank of Scotland.

The two most common types of accounts to open are either a savings or a cheque (current) account. You should obtain an ATM card with your savings account so you can withdraw your money at anytime. You might want to check if this ATM card is accepted in Europe as well, as that is a good way to travel without carrying cash. With a cheque account, you will need a cheque guarantee card with a fixed limit. This is to be produced when you are paying for goods by cheque and guarantees your account can cover any cheques you have written.

You can also open an account with a British bank before you come over to England.

Banks usually offer the best rates of exchange when you are changing your foreign currency.

Thomas Cook offers excellent rates for exchanging foreign currencies and cashing travellers cheques.

Marks And Spencer on Oxford Street can change your money without any fees, as well as American Express if you carry American Express travellers cheques.

Ouvrir un compte bancaire en Angleterre, est une chose qui n est vraiment pas facile mais tout a fait possible!

Vous devez normalement presenter une piece d'identite (la plupart du temps, votre passeport), une lettre de votre banque en France,un justificatif de domicile (facture de telephone, du gaz ou une lettre de l'hotel ou auberge de jeunesse ou vous vivez) et une lettre de votre employeur qui prouve que vous etes engage. Beaucoup des entreprises en Angleterre qui vous emploie, vous remet cette lettre afin de faciliter l'ouverture de votre compte.

Beaucoup de banques sont plus indulgentes que d'auttres, c'est pourquoi il est plus interessant pour vous d'en contacter plusieurs avant de faire votre choix. Certaines d'entres elles, offrent des services plus interessants que les autres. Les plus connues sont Lloyds, Midland, Nat West, Barclays et the Bank of Scotland.

Vous pouvez egalement ouvrir un compte en Angleterre avant d'y arriver, en vous renseignant pres de chez vous.

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